Information on schools in Idaho

How about a website with links to information on schools. Elementary, Jr. High, and High-schools. There are also good links about recreation, business, area, etc. Other schools not on the list can be found in a google search. People are always asking me for this information and this is a valuable resource for you. More later -
-Justin
http://boisehousehunting.com/boise.html

Also, our unemployment is ultra low, well below the national average. What a great reason to relocate here, from out of state or from other parts of the state. The growth here over the next 10 -20 years will be phenomenal.

Don't forget McCall, Idaho is just 90 miles North of here. All mountain sports, golf, camping, everything is there. Check out New Meadows, www.tamarackidaho.com, and www.brundage.com.

Opps.. I ran out of time. Next up is title insurance. What and why? Sign up for real-time MLS access (search homes) at www.boisehousehunting.com .

-Justin

Market Inventory. Great News For Buyers!!

Let's look at the numbers once again. I have added a column for pending sales. These are not figured in when we talk about inventory (# of active listings / # of sold listings in the last 30 days) of single family homes. Here we go... remember that the sold column is the past 30 days and the supply column is in months.

City/.......Active......Sold............Pending........... Supply
Boise........2497 ..........278 ..............330 ..................9.0
Meridian..1374 ..........120...............155.................. 11.5
Ada .........4959 ..........474 ..............575.................. 10.5
Nampa.....1627........... 136...............164...................11.9
Caldwell...1079...........116...............141....................9.3
Canyon.....2625...........244..............292...................10.8

So it looks like the market time has indeed been pushing up. It's interesting to note that in all cases, the pending number is greater than the number of solds in the past 30 days. Start looking. Goto: www.boisehousehunting.com and start searching today. -J

Buyer's

Is our market about to plunge like in other cities? We are probably poised for something. I have seen some incredible deals out there for buyers. Simply incredible. Don't sell, don't move unless you have to. Now is hold time for the next 3 - 5 years. If you make it there consider another 10. We are sure that the avg. hold-time across all homeowners is shrinking. What was 5-6 years is now less. The market changes rapidly. Do you know about short sales? Very complicated. We'll get into that later.

How do you make it cash flow? A lot of it just won't anymore, unless you pay cash. But I thought the point is to layout as little cash as possible and leverage a large amount of money. I would rather buy investment property with %10 down and take a small negative cash flow than have to put down %20 or more to make it break even each month. For example on a $175,000 purchase price, %10 down is $17,500. Now say I was negative $200 per month on the rent I collected. It would take 87.5 months at $200 to add up to $17,000. This example used to work better for zero down or %5 down, but you can no longer do that on investment property without a giant hit to your rate. Luckily you can still buy zero down on your primary residence, your home. If you don't know about IHA, go here www.idamortgage.com . The rates are incredible. Great for first time buyers and bother first time home buyers and previous owners in Canyon County only. Find out about it.

Don't forget to get accurate market data, especially in a stalling or sliding market.